SEF INC Terms of Service

These Terms of Service govern your use of BOOKTOCASH, our website located at https://booktocash.com, and any related services provided by SEF INC.

When you create an BOOKTOCASH account or use BOOKTOCASH, you agree to abide by these Terms of Service and to comply with all applicable laws and regulations. If you do not agree with these Terms of Service, you are prohibited from further using the app, accessing our website, or using any other services provided by SEF INC.                                    

If you access or download BOOKTOCASH from (1) the Apple App Store, you agree to any Usage Rules set forth in the App Store Terms of Service; and/or (2) the Google Play Store, you agree to the Android, Google Inc. Terms and Conditions including the Google Apps Terms of Service.

We, SEF INC, reserve the right to review and amend any of these Terms of Service at our sole discretion. Upon doing so, we will update this page and notify you through the app and/or the email address you provided when you created your account. Any changes to these Terms of Service will take effect immediately from the date of publication.

These Terms of Service were last updated on January 24, 2025.

Limitations of Use

By using BOOKTOCASH and our website, you warrant on behalf of yourself, any entity who you represent who has entered into these Terms of Service, and your users that you will not:

• modify, copy, prepare derivative works of, decompile, or reverse engineer BOOKTOCASH or any materials and software contained within BOOKTOCASH or on our website;
• remove any copyright or other proprietary notations from BOOKTOCASH or any materials and software contained within BOOKTOCASH or on our website;
• transfer BOOKTOCASH or any of its associated materials to another person or "mirror" the materials on any other server;
• knowingly or negligently use BOOKTOCASH or any of its associated services in a way that abuses or disrupts our networks or any other service SEF INC provides;
• use BOOKTOCASH or its associated services to transmit or publish any harassing, indecent, obscene, fraudulent, or unlawful material;
• use BOOKTOCASH or its associated services in violation of any applicable laws or regulations;
• use BOOKTOCASH to send unauthorized advertising or spam;
• harvest, collect, or gather user data without the user’s consent; or
• use BOOKTOCASH or its associated services in such a way that may infringe the privacy, intellectual property rights, or other rights of third parties.

Intellectual Property

The intellectual property in the materials in BOOKTOCASH and on our website are owned by or licensed to SEF INC. You may download BOOKTOCASH to view, use, and display the application on your mobile device for your personal use only.

This constitutes the grant of a license, not a transfer of title. This license shall automatically terminate if you violate any of these restrictions or these Terms of Service and may be terminated by SEF INC at any time.

Registration and Payments/Account Management

To use the BookToCash mobile app and website, you must create an account and provide accurate, complete, and up-to-date information. You are responsible for maintaining the confidentiality of your account credentials, including login details and payment information, and for all activity occurring under your account. If you suspect any unauthorized access to your account, you must notify us immediately. We are not liable for any losses or damages resulting from your failure to secure your account.

When registering, you may be required to provide financial details relevant to receiving payments for books you sell through the platform. Payments for book sales are processed through third-party payment providers, such as PayPal or bank transfers. We do not process, store, or manage your financial information, and all transactions are subject to the terms and conditions of the respective payment provider. Any disputes regarding payments must be addressed directly with the payment processor. You are responsible for ensuring that your payment details are accurate, and we are not responsible for failed payments due to incorrect information.

Subscriptions & Auto-Renewal

If BookToCash offers subscription-based services, users agree that their subscriptions will automatically renew at the end of each billing cycle unless canceled. Users will receive a renewal notification at least 7 days before the renewal date, allowing them to cancel if they do not wish to continue the subscription.

 

To cancel an auto-renewing subscription, users must go to their account settings and select the cancellation option at least 24 hours before the renewal date. Refunds for subscriptions are not provided after the renewal has occurred.

Subscription Cancellation & Refunds

Users may cancel their subscription-based services at any time through their account settings. However, cancellation requests must be submitted at least 24 hours before the next billing cycle to avoid being charged for the next renewal period.

Refunds for subscriptions are not provided after a renewal has occurred. If a user forgets to cancel before the renewal date, the subscription will remain active for the full billing period, and no refunds will be issued unless required by law. Users who experience unauthorized charges must contact our support team at billing@booktocash.com within 7 days of the charge.

 

Chargebacks & Unauthorized Transactions

All transactions made through BookToCash are final. In cases where a chargeback is initiated by a user through their bank, PayPal, or other payment providers, BookToCash reserves the right to dispute the chargeback and provide evidence of the completed transaction.

BookToCash is not responsible for chargebacks or payment reversals initiated by users or their financial institutions. If a user is found to have filed fraudulent chargebacks, their account may be suspended or terminated. Users must resolve any unauthorized transactions directly with their payment provider.

Chargeback Abuse & Penalties (For Terms of Service – After "Chargebacks & Unauthorized Transactions")

All transactions made through BookToCash are final, and chargebacks should not be used as a means of obtaining a refund for completed transactions. If a user initiates a chargeback through their bank, PayPal, or other payment provider, BookToCash reserves the right to dispute the chargeback and provide evidence of the completed transaction.

 

Users who file fraudulent chargebacks or repeatedly dispute legitimate transactions may:

-         Have their account permanently suspended

-         Be banned from using BookToCash services in the future

-         Be required to repay disputed amounts plus a $25 penalty fee

Any chargeback dispute must be resolved with the payment provider directly. BookToCash will not be responsible for reimbursement of funds lost due to chargebacks initiated by the user.

 

Refunds & Disputes

BookToCash operates as a book buyback platform where users sell books rather than purchase products. As such, we do not offer refunds once a book has been processed and a transaction is completed. If a book does not meet the required quality standards, it will be rejected, and no payment will be issued.

If you believe a book was incorrectly rejected, you may submit a dispute within 7 days of receiving the rejection notification by contacting our support team at contact@booktocash.com. Disputes must include relevant details and supporting evidence, such as photos of the book’s condition prior to shipment. We will review disputes in good faith, and our decision will be final.

Contact & Dispute Resolution

For any questions or concerns regarding payments, transactions, or policy violations, users may contact support@booktocash.com.

All disputes related to book rejections, payments, or policy violations must be submitted in writing within 7 days of the incident. BookToCash reserves the right to review and resolve disputes at its sole discretion, and all dispute decisions are final.

 

 

User Data & Privacy

Users acknowledge that their personal data may be collected, stored, and processed as necessary to provide and improve the BookToCash app and website. By using our services, you consent to the collection and use of your data as outlined in our Privacy Policy. Users have the right to request access, correction, or deletion of their personal information in compliance with applicable data protection laws, including GDPR and CCPA.

We do not sell or share personal data with third parties for marketing purposes. Some data, including financial transaction details, may be shared with third-party payment processors to facilitate payments. Users can contact us at contact@booktocash.com for any data-related inquiries or to exercise their rights under applicable privacy laws.

 

 

Automatic Updates

You give us permission to download and install updates to BOOKTOCASH on your device in accordance with your privacy preferences. This permission can be revoked at any time by deleting BOOKTOCASH from your device.

Service Availability

We strive to ensure that BookToCash remains accessible at all times, but we do not guarantee uninterrupted availability. Our platform may experience downtime due to maintenance, technical issues, or circumstances beyond our control. We reserve the right to temporarily disable or limit access to the app and website for system upgrades or security updates.

While we will attempt to notify users of scheduled maintenance or disruptions, we are not responsible for any losses or inconveniences caused by service interruptions. Users acknowledge that they are responsible for maintaining their own internet connection and compatible devices to access our services.

BookToCash reserves the right to modify, suspend, or discontinue any part of the service at its sole discretion without prior notice.

No Compensation for Downtime

BookToCash does not guarantee uninterrupted service availability and shall not be liable for any losses, delays, or disruptions caused by scheduled maintenance, technical failures, or events beyond our control. This includes, but is not limited to:

• Lost book sale opportunities
• Payment processing delays
• Missed notifications regarding price changes or book rejections
• Loss of expected earnings due to site or app inaccessibility

Users acknowledge that they are responsible for maintaining a stable internet connection and using a compatible device to access BookToCash services.

 

 

Accuracy of Materials

The information displayed on the BookToCash app and website is provided for general informational purposes and may not always be up to date or accurate. While we strive to ensure that all content, including book pricing, payment estimates, and service details, is correct, we do not guarantee the reliability, completeness, or accuracy of any information on our platform. Users should verify details before making any transactions or relying on the information provided.

The materials available on BookToCash and its website are not comprehensive and should not be the sole basis for any decision-making. To the extent permitted by law, SEF INC does not warrant or make any representations regarding the accuracy, likely results, or reliability of the use of the materials on our platform, or any resources linked to it. We reserve the right to update, modify, or remove content at any time without prior notice, and users are responsible for staying informed of any changes.

 

Additional Tools

The BookToCash app and website may integrate third-party tools, services, or external links that we do not own or control. These tools may facilitate payment processing, identity verification, or data analytics to enhance user experience. Access to these third-party services is provided on an "as is" basis without warranties or endorsements. We are not responsible for any issues arising from the use of such tools, and users assume all risks associated with their use. We recommend reviewing the terms of service and privacy policies of any third-party service before using them. We may introduce new integrations or remove existing third-party services at our discretion.

Inaccuracies and Mistakes

Content available within the BookToCash app or website may occasionally include typographical errors, pricing inaccuracies, or outdated book condition criteria. We reserve the right to correct any errors and update pricing, book acceptance policies, or other service details at any time without prior notice. If an error affects a transaction or payment, we may take corrective action, including canceling the transaction or adjusting the payment amount. We are not obligated to provide explanations or clarifications regarding these updates unless required by law.

Indemnification
You agree to indemnify, defend, and hold harmless BookToCash, including its parent company SEF INC, affiliates, officers, employees, and partners, from any claims, damages, liabilities, or legal expenses arising from your use of the app or website, violation of these Terms of Service, or infringement of third-party rights. This includes any disputes related to transactions, book sales, payment processing, or intellectual property violations. If we assume the defense of any claim requiring indemnification, you agree to fully cooperate with us.

 

Liability

BOOKTOCASH and the materials in BOOKTOCASH and on our website are provided on an 'as is' basis. To the extent permitted by law, SEF INC makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property, or other violation of rights.

In no event shall SEF INC or its suppliers be liable for any consequential loss suffered or incurred by you or any third party arising from the use or inability to use BOOKTOCASH, our website, or any other services provided by SEF INC or the materials in BOOKTOCASH, even if SEF INC or an authorized representative has been notified, orally or in writing, of the possibility of such damage.

In the context of this agreement, "consequential loss" includes any consequential loss, indirect loss, real or anticipated loss of profit, loss of benefit, loss of revenue, loss of business, loss of goodwill, loss of opportunity, loss of savings, loss of reputation, loss of use and/or loss or corruption of data, whether under statute, contract, equity, tort (including negligence), indemnity or otherwise.

Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

Links

SEF INC has not reviewed all of the sites linked to BOOKTOCASH or on its corresponding website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement, approval or control by SEF INC of the site. Use of any such linked website is at your own risk and we strongly advise you make your own investigations with respect to the suitability of those sites.

Notice regarding Apple

To the extent that you are using or accessing BOOKTOCASH on an iOS device, you acknowledge and agree to the terms of this clause. You acknowledge that these Terms of Service are between you and SEF INC only, not with Apple Inc. (Apple), and Apple is not responsible for BOOKTOCASH and any materials available in BOOKTOCASH.

Apple has no obligation to furnish you with any maintenance and support services with respect to BOOKTOCASH.

If BOOKTOCASH fails to conform to any applicable warranty, you may notify Apple and Apple will refund the purchase price of the mobile application to you. To the maximum extent permitted by applicable law, Apple will have no other warranty obligation whatsoever with respect to BOOKTOCASH and any other claims, losses, liabilities, damages, costs or expenses attributable to any failure to conform to any warranty will be our responsibility.

Apple is not responsible for addressing any claims by you or any third party relating to BOOKTOCASH or your use of BOOKTOCASH, including but not limited to (1) product liability claims; (2) any claim that our mobile application fails to conform to any applicable legal or regulatory requirement; and (3) claims arising under consumer protection or similar legislation.

Apple is not responsible for the investigation, defense, settlement and discharge of any third-party claim that our mobile application infringes that third party’s intellectual property rights.

You agree to comply with any applicable third-party terms when using BOOKTOCASH, including any Usage Rules set forth in the Apple App Store Agreement of Service.

Apple and Apple’s subsidiaries are third-party beneficiaries of these Terms of Service and, upon your acceptance of these Terms of Service, Apple will have the right (and will be deemed to have accepted the right) to enforce these Terms of Service against you as a third-party beneficiary of these Terms of Service.

You hereby represent and warrant that (1) you are not located in a country that is subject to a U.S. Government embargo, or that has been designated by the U.S. Government as a 'terrorist supporting' country; and (2) you are not listed on any U.S. Government list of prohibited or restricted parties.

Account Termination & Appeals

We reserve the right to suspend or terminate your BookToCash account and access to our services at any time if we determine that you have violated these Terms of Service or engaged in fraudulent, abusive, or unauthorized activities.

Users whose accounts are terminated for non-fraudulent reasons will be given 7 days to appeal the decision by contacting our support team at contact@booktocash.com. Appeals must include a detailed explanation and any relevant supporting evidence. If an account is terminated due to fraudulent or illegal activity, the termination will be final and not subject to appeal.

 

Severance

Any term of these Terms of Service which is wholly or partially void or unenforceable is severed to the extent that it is void or unenforceable. The validity of the remainder of these Terms of Service is not affected.

Governing Law

These Terms of Service are governed by and construed in accordance with the laws of TEXAS, USA. You irrevocably submit to the exclusive jurisdiction of the courts in that State or location.

For users accessing BookToCash from outside the United States, local consumer protection laws may apply in addition to the governing laws of Texas, USA. While we comply with applicable international regulations, users agree that disputes will be primarily governed by Texas law, unless explicitly required otherwise by local legislation.

Governing Law for International Users

For users accessing BookToCash from outside the United States, local consumer protection laws may apply in addition to the governing laws of Texas, USA. While we comply with applicable international regulations, users agree that disputes will be primarily governed by Texas law unless explicitly required otherwise by their local jurisdiction.

Users residing in the European Union, Canada, or the United Kingdom may also have additional consumer rights under GDPR, UK GDPR, or other applicable regulations. Any disputes arising under international law will be handled in accordance with applicable cross-border regulations.

For users accessing BookToCash from outside the United States, local consumer protection laws may apply in addition to the governing laws of Texas, USA. While we comply with applicable international regulations, users agree that disputes will be primarily governed by Texas law unless explicitly required otherwise by their local jurisdiction.

Users residing in the European Union, Canada, or the United Kingdom may also have additional consumer rights under GDPR, UK GDPR, or other applicable regulations. Any disputes arising under international law will be handled in accordance with applicable cross-border regulations and may be resolved in the most protective legal jurisdiction available to the user.